A home owner may have a need to sell but cannot get a contract for more than the pay off of the mortgage. When that happens, banks may take less than the pay off amount, and this is referred to as a short sale. Many times short sales provide buyers with fantastic opportunities on properties. A contract for a short sale has to be agreed to by the bank holding the mortgage and the home owner. We are very knowledgeable about this process, and welcome any home owner wishing to offer his/her property for short sale. We also welcome any buyer who is interested in purchasing properties offered for short sale.